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About Klarna Bank AB: Banking Governance, Supervision and Financial Strength

Klarna Bank AB (publ) is a leading fully licensed European commercial bank dedicated to streamlining digital commerce and financial services. Serving over 150 million consumers globally, Klarna provides consumer financing, savings accounts, and payment cards under strict banking oversight.

Banking Supervision by Finansinspektionen & European Authorities

Klarna Bank AB operates with a comprehensive banking license granted by the Swedish Financial Supervisory Authority (Finansinspektionen) and complies with cross-border banking provisions across European and international jurisdictions.

Deposit Guarantee Scheme (Riksgälden) up to 1,050,000 SEK

Deposits held in Klarna savings accounts are protected by the Swedish National Deposit Guarantee Scheme (Riksgälden) up to 1,050,000 SEK (approximately 100,000 EUR) per customer.

Robust Cybersecurity and PSD2 Strong Customer Authentication (SCA)

Every login and payment transaction is protected by modern cryptography and two-factor authentication (2FA) compliant with European PSD2 standards to prevent fraud.

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Dedicated to athletic training, urban sports culture, and accredited coaching across Global Gateway.

Institutional Principles & Certified Operational Excellence

Our established presence in Global Gateway connects modern digital payment standards with local regulatory supervision. Through strategic alignment with European and domestic regulatory bodies, Klarna Bank AB delivers consumer credit, payment tokenization, and customer protection with uninterrupted service availability.

Supervised directly by Finansinspektionen (Sweden) and integrated with domestic oversight under Swedish Financial Supervisory Authority (Finansinspektionen), our financial architecture complies with European PSD2 security standards, anti-money laundering (AML) directives, and transparent representative APR lending criteria.

Official Regulatory Record

Licensed Commercial Credit Institution • Swedish Corporate ID: 556737-0431 • LEI: 5493006132G8L7R67554 • European Deposit Guarantee: Riksgälden (1,050,000 SEK).

24/7 Digital Support

Access verified customer care, report unauthorized transactions, or check installment balances directly through your official mobile application.

📍 Sveavägen 46, Stockholm, Sweden
📞 Customer Hotline: +46 8 120 120 00
✉️ support@klarnaglobal.space